Please read these terms carefully before using our website.Last updated: May 2026 | Insurance Guru SA | insurancegurusa.co.za
1. Acceptance of terms
By accessing and using this website (insurancegurusa.co.za), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this website.
2. About Insurance Guru
Insurance Guru is a lead generation platform that facilitates connections between individuals and businesses seeking short-term insurance quotes and accredited South African insurance providers. We are not an insurer, insurance broker, or financial services provider as defined under the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS Act).
We do not provide insurance advice, financial advice, or recommendations. Any insurance policy you obtain is a direct agreement between you and the relevant insurer. Insurance Guru is not a party to that agreement
3. Our service
When you submit a quote request through our website, you authorise Insurance Guru SA to:
- Collect and process the personal information you provide
- Share that information with accredited South African short-term insurance providers
- Allow those providers to contact you directly for quoting purposes
We do not guarantee that any insurer will contact you, that you will receive a quote, or that any policy offered will be the best available. We make no representations regarding the pricing, terms, or suitability of any insurance product offered by providers who receive your details.
4. Your responsibilities
By using our website, you confirm that:
- You are 18 years of age or older
- The information you provide is accurate, complete, and not misleading
- You are authorised to provide the information submitted (including any business details)
- You consent to being contacted by insurance providers in connection with your quote request
- You will not use this website for any unlawful or fraudulent purpose
5. Limitation of liability
Insurance Guru SA provides this website and its services ‘as is’ and makes no warranties, express or implied, regarding the accuracy, completeness, or suitability of the content or services provided.
To the maximum extent permitted by South African law, Insurance Guru SA shall not be liable for:
- Any direct, indirect, or consequential loss arising from your use of this website
- The conduct, advice, or products of any insurance provider to whom your details are referred
- Any loss arising from inaccurate information submitted by you through the website
Technical failures, interruptions, or errors on the website
6. Intellectual property
All content on this website — including text, graphics, logos, images, and the Insurance Guru brand — is the property of Insurance Guru SA and is protected by applicable South African intellectual property law. You may not reproduce, distribute, or use any content from this website without our prior written consent.
7. Third-party links
Our website may contain links to third-party websites. These are provided for convenience only. Insurance Guru SA does not endorse or take responsibility for the content, privacy practices, or terms of any third-party website. Access to third-party sites is at your own risk.
8. Governing law
These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes arising from these terms or your use of this website shall be subject to the jurisdiction of the South African courts.
9. Changes to these terms
We may update these Terms and Conditions at any time. The updated version will be posted on our website with a revised date. Continued use of the website after changes are posted constitutes acceptance of the updated terms.
10. Contact us
If you have any questions about these Terms and Conditions, please contact us:
Insurance Guru
Email: compliance@insuregurusa.co.za
Website: www.insurancegurusa.co.za